THE FIRST FINANCE APP WITH AI AND BONUS POINTS

banking | crypto | ai

ONE is the GAME CHANGER – ONE is the solution for all your needs.

BUILT WITH YOU

Our focus is on the customer—YOU! Our app is developed for you and with you. Feedback from our community is one of the most important factors for oneBanking in delivering the product—that YOU WANT! We rely on licensed partners to always offer the best technical solution.

JOIN OUR COMMUNITY

FIAT account

FIAT Accounts with CARDS
coming soon

Investments

Crypto, Stocks, RWA, and more.
coming soon

Financial AI

Save money easy with our AI.
coming soon

Rewards on top

Get rewards for every app action.
coming soon

It couldn't be easier!

Our app is full of modern features and yet it’s as simple as ever before.

DIGITAL Wallets (Fiat & Crypto)
We are changing the way FIAT and CRYPTO are handled and combining everything into one account. No more hassles with digital currencies.
Rewards
Our reward system covers two exciting areas: investors can earn rewards for their tokens, and everyone benefits from rewards by using the app. Our multipliers add an extra layer of fun – how many rewards can you snag? 😊
Investments
Exchange € for crypto or vice versa at the best rates on the market. Buy, sell, hold, send, or receive cryptocurrencies across multiple chains, all in one app. In the future, stocks, ETFs, and precious metals will also be tradeable. Additionally, our experts are developing top investment products (coming soon).
AI Functions
One is the first banking app fully focused on AI. Already, more than 70% of Europeans turn to AI for financial advice. Without proper protection of your personal data, this can become risky. One is building your personal financial coach, available 24/7, while ensuring the safety of your data.
Finances - Security

Safety is of the utmost priority.

Your security is our top priority! That’s why the security of our customers was a decisive factor in choosing our partners. With BVNK, we have teamed up with one of the most innovative fintech companies in the world, supported by VISA, Coinbase, and many others.

We also rely on BVNK Services and the largest partners for our liquidity, such as FinchTrade, OKX, and Kraken, for our range of digital currencies. The biggest names in the industry are united in oneBanking.

Innovation and Safety​

Made in EU

Licensed Products

Worldwide Partners

We want you!

We want to convince you to switch to One:

  • Best customer support
  • Account switching service
  • IBAN with Visa
  • Cryptocurrencies (from 0.1% fees)
  • Transparent and fair pricing
  • Rewards
  • Community

Our goal is clear – to be your number “one” for your finances.

ONE = REWARDS

Almost every action in our app is connected to our rewards system, allowing us to show appreciation to our top customers over the long term for using ONE.

Payments with the card, transfers, crypto transactions, deposits, and much more… everything counts towards your rewards!

Apps and finance are my true love. Although developing this app is the biggest challenge of my life, it is also the most rewarding. I am building the finance app of the future with you—thanks to your feedback.

With the partners we currently have, we can become number one in the world. Are you in?

Wilfried Streiner, CEO | One Finace Limited

Our Partners

Makes us strong. Only through the pioneering work of our partners can we rely on an existing network of products and partners and focus on what matters. The usability of the app and the satisfaction of our customers.

BVNK offers global licensing and stablecoin payments.

We will soon offer cards in cooperation with BVNK and VISA.

We offer our customers Google pay for fast, mobile payments.

Apple Pay is coming soon for our customers.

Crypto Exchange/Liquidity Partner for oneBanking.

Crypto Exchange Partner

With Tangem, we create secure and decentralized hardware wallets.

FAQ

Frequently Asked Questions

Here you will find answers to frequently asked questions.

Is the oneBanking app already live?

The oneBanking app is currently available in an internal BETA version. The LIVE version is scheduled for release in Q4/25.

Does oneBanking have its own licenses?

 

No, oneBanking is developing the technical platform to offer a combination of many licensed services. We rely on various licensed partners to offer the most comprehensive range of services.

Which partners do you work with?

We focus on innovative fintech and finance partners in order to offer a wide range of products. All partners are vetted and fully licensed for their offerings. This is also continuously monitored and audited.

Is my money safe?

oneBanking has no access to customer funds whatsoever. All funds are held by licensed and audited partners. Security is our top priority.

What makes oneBanking so special?

We are not a new bank, exchange, or wallet. oneBanking combines the best features and service providers that already exist. We thus provide our customers with the best user experience and an ALL-IN-ONE app for licensed partners who can convince us.

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